Auto Insurance - Discounts

• Multi-Vehicle Discount - Save Up to 10%
  • You earn this discount when two or more autos driven by family members residing in your household are insured with Missouri Farm Bureau Insurance.
• Total Account Discount - Save Up to 7.5%
  • This discount applies when you insure your auto with Missouri Farm Bureau and also have a qualifying property policy, like Home, Farm, Ranch, or Commercial Property.
• Good Student Discount - Save Up to 20%
  • You can take advantage of this discount if you are:
  • • A full-time student
    • 16 to 24 years old
    • Unmarried
    • Qualify based on class rank, grade average, or academic honors
• Passive Restraint Discount
  • If your auto is equipped with factory-installed air bags that meet federal safety standards, this discount may apply.
• Accident Free Discount - Save Up to 20%
  • This discount applies if you have been accident free for the past 3 years and may increase periodically as long as no accidents have been reported.
• Preferred Driver Discount
  • When Missouri Farm Bureau insures all your autos and property, you may qualify for this discount if you:
  • • County Extension Agents, County Youth Agents, County Home Agent, or Extension Secretary
    • Full-Time Law Enforcement Officer Licensed to Carry Firearms (Personal vehicles only)
    • Employees and Agents of the MO Conservation Commission or Federal Agencies Dealing with Conservation
    • Rural Electric Association (R.E.A.) Officers and Managers
    • Managers or Administrative Staff Employed by Federal or State Agencies Dealing with Agriculture
    • Officers and Field Representatives of Farm Commodity or Marketing Organizations
    • Farm Bureau State Board Members, Officers, Home Office Employees, Agents and Field Employees
    • Retired Missouri Farm Bureau Employees
• E85 / Hybrid Discount - Save Up to 5%
  • If your auto is an E85 (Ethanol Fuel) or hybrid vehicle, according to the Vehicle Identification Number (VIN), it is eligible for this discount

For specific details, contact a Missouri Farm Bureau Agent