Pet Insurance Tales

Pet: Pet Insurance Tales

Choosing pet insurance can be a significant decision for pet parents. Not only is pet insurance a financial choice, but it is also important when it comes to taking care of your pet’s health.

Pet Insurance Coverage: Who Is It For?

One of the many great things about pet insurance is that it can benefit pets and their parents. For instance, whether you have a cat or dog, one pet or five, or have a tight or unlimited budget, there could be a pet insurance plan that fits your needs.

Tornado

Home: It's more than a home. It's a life.

Rita's life was already in upheaval. Her husband of 52 years had recently passed away, and she was downsizing her life, selling the family home to move across town to a more manageable house. She was closing on both in two days.

This new chapter of Rita's life was scheduled to begin on May 24, 2011, in Joplin. But May 22 had other plans. "I'd paid a roofer $600 that morning for work he'd done," Rita remembers. "In the afternoon, the roof had blown away."

Kitchen Disaster

Home: Excellent service by (interior) design

In her five-plus years as a Missouri Farm Bureau Insurance agent and 15 overall, Dana has seen it all. From fender benders to hail damage, house fires to tornado outbreaks, she offers every claim her utmost attention, because to the person filing the claim, it's likely one of the most important things in on the agenda.

So when Angela called Dana with a strange request, Dana did what she always does: she helped. And she had a good time doing it.

Fire

Home: The first response is caring

"First responder" isn't usually part of an insurance agent's job description. Missouri Farm Bureau Insurance agent Dana may have to update her business cards.

Dana had a house full of six-year-old kids hopped up on birthday cake when her phone rang. It was her client and down-the-road neighbor, Bridgette.

Bridgette's house was on fire.

Cancer

Life: Working hard to protect the hardworking

You never know when or where your most important life decisions will be made.

Missouri Farm Bureau Insurance agent Chad had been talking to the client for years. The customer, "Bob," was a busy man. As the owner of a sizeable heavy equipment operation, Bob didn't have a lot of time for paperwork or insurance. He certainly wasn't thinking about something "distant" like life insurance.

Guarenteed Purchase Option

Life: It's never too early to protect a life

An insurance agent's job is to do everything he or she can to protect the client, the client's family and the client's property, no matter what. Sometimes, that includes broaching touchy subjects like life insurance for newborns or children.

"Lots of people think it's weird to discuss that kind of thing for children," says Missouri Farm Bureau Insurance agent Dana, "but I try to establish a relationship with my clients, so that they trust me when I make a recommendation."

Drive Thru Claim Service

Auto: Golfball-sized hail leads to giant-sized service

Missouri Farm Bureau Insurance agency sales manager Justin and his staff were eating lunch at a local diner one balmy May afternoon when a storm rolled through town. "We didn't think much of it," he remembers. "It was a normal storm on our end of town." But then one of his customer-service reps hustled into the diner with reports from the other side of town. "I remember him saying, 'It's bad.'"

Delivery Driver Network Coverage

Auto: Delivery Driver Network Coverage

Grubhub, DoorDash, UberEats, Amazon Flex, the list goes on. When it comes to convenience and getting everything we need delivered to our doorsteps, the market has exploded with options, and with these options comes opportunities. Many Missourians are now supplementing their household incomes with part-time delivery driver side gigs using their personal automobiles. Although we hope every delivery is a safe ride without incident, we know that’s not always the case, and that’s where Missouri Farm Bureau Insurance’s Delivery Driver Network Coverage comes in.

Per Policy Deductible

Business: A HAILuva Lot of Damage

Whether you're a single-property landlord or the owner of a sprawling excavation outfit, an expected bill for thousands of dollars can be crippling to your business.

This is the situation Pete had just experienced when he rolled into Missouri Farm Bureau Insurance agent Jess's office in 2006. Pete, the owner of dozens of residential rental properties throughout Missouri, had just experienced a phenomenon that anyone who owns a single roof - home or auto - dreads: a devastating hail storm.

Risk Assessment

Business: When things go wrong, there's someone to make it right

"What can go wrong?"

It's a question that drives every insurance agent in Missouri up a water-damaged, highly flammable wall. Because the answer is always "Anything! Everything!"

Terri runs a small wallpaper and painting business that operates all over Missouri. So when she called her Missouri Farm Bureau Insurance agent, Jessica, to get some liability for a big one-time job that required it, Jessica gently talked her into keeping the policy once the job was completed.