Delivery Driver Network Coverage

Grubhub, DoorDash, UberEats, Amazon Flex, the list goes on. When it comes to convenience and getting everything we need delivered to our doorsteps, the market has exploded with options, and with these options comes opportunities. Many Missourians are now supplementing their household incomes with part-time delivery driver side gigs using their personal automobiles. Although we hope every delivery is a safe ride without incident, we know that’s not always the case, and that’s where Missouri Farm Bureau Insurance’s Delivery Driver Network Coverage comes in.

When a personal car, truck, SUV or other vehicle switches from personal use to business use (such is the case for delivery drivers), many insurers require a different type of coverage. If a delivery gig is not considered when choosing coverage for the vehicle, insurance coverage during delivery working hours may not be what the driver is expecting if an accident should occur. Although some larger delivery companies offer supplemental policies when delivering on their behalf, it’s important to speak with your insurance agent and consider your options. Missouri Farm Bureau Insurance offers an inexpensive way to add coverage to a vehicle while delivering goods, products or food on a part-time basis; however, it’s important to note that our coverage doesn’t include the delivery of people (like Lyft or Uber).

With the growing gig-economy, a part-time delivery job may be a great way for many Missourians to earn a little extra dough. With any increased amount of time on the road comes more risk. There’s more of a chance an accident can occur. It’s important to be properly protected from a liability standpoint if fault is on your side and another party is injured or property is damaged, but also so that you can recover and get back on the road should you sustain injury or property damage. Our Delivery Driver Network Coverage is an affordable add-on that gives you the coverage you need when operating your personal vehicle for part-time delivery of products, goods, or food. Speak to one of our agents today. We’ve got you covered.