Auto Insurance - Discounts



We are pleased to offer you a wide range of generous premium discounts:

Multi-Vehicle Discount - Save Up to 10%
  • You earn this discount when two or more autos driven by family members residing in your household are insured with Missouri Farm Bureau Insurance.

Total Account Discount - Save Up to 7.5%
  • This discount applies when you insure your auto with Missouri Farm Bureau and also have a qualifying property policy, like Home, Farm, Ranch, or Commercial Property.

Good Student Discount - Save Up to 20%
  • You can take advantage of this discount if you are:
  • A full-time student
  • 16 to 24 years old
  • Unmarried
  • Qualify based on class rank, grade average, or academic honors

Passive Restraint Discount
  • If your auto is equipped with factory-installed air bags that meet federal safety standards, this discount may apply.

Accident Free Discount - Save Up to 20%
  • This discount applies if you have been accident free for the past 3 years and may increase periodically as long as no accidents have been reported.

Preferred Driver Discount
  • When Missouri Farm Bureau insures all your autos and property, you may qualify for this discount if you:
  • Are age 21 or older
  • Have been accident-free for the past 5 years
  • Have been violation free for the last 3 years
  • Have a limited number of prior claims

Occupational Discount - Save Up to 15%
  • This discount is given to an adult or young married driver (including the spouse) who is engaged in one of the following occupations:
  • County Extension Agents, County Youth Agents, County Home Agent, or Extension Secretary
  • Full-Time Law Enforcement Officer Licensed to Carry Firearms (Personal vehicles only)
  • Employees and Agents of the MO Conservation Commission or Federal Agencies Dealing with Conservation
  • Rural Electric Association (R.E.A.) Officers and Managers
  • Managers or Administrative Staff Employed by Federal or State Agencies Dealing with Agriculture
  • Officers and Field Representatives of Farm Commodity or Marketing Organizations
  • Farm Bureau State Board Members, Officers, Home Office Employees, Agents and Field Employees
  • Retired Missouri Farm Bureau Employees

E85 / Hybrid Discount - Save Up to 5%
  • If your auto is an E85 (Ethanol Fuel) or hybrid vehicle, according to the Vehicle Identification Number (VIN), it is eligible for this discount.


For specific details, contact a Missouri Farm Bureau Agent.


Find An Agent



Just like you, our agents live here. Your calls will receive personal attention, and we promise to assist you with professionalism and quality customer service. With more than 200 agents across Missouri, and at least one in every county, if you live in Missouri, we have an agent for you.