While the decision to purchase commercial insurance for some businesses is obvious, for others it's more complicated. For example, even though a business owner may work from their home and have no employees, they still have a risk exposure that a commercial insurance policy would provide protection.

Every business has different needs. A Missouri Farm Bureau agent can meet with you and conduct a Business needs analysis in order to customize a policy just for you to ensure both you and your business are fully protected.

Your local Missouri Farm Bureau agent is knowledgeable about what businesses like yours need. We'll help you choose exactly the right coverage for your business and you only have to go to one agent for all your needs so you will never have to make those important decisions alone.

Most customers want to save money, especially because insurance is one of the biggest expenses for businesses. And driving those costs down can mean an instant impact on your bottom line.

At Missouri Farm Bureau, we understand you want to save money. That's why we offer a variety of choices you can make to help save on commercial insurance.

Whether you plan to visit your local Farm Bureau office or call them to set up an appointment to review your needs, a little preparation can save you a lot of time when you're ready to get a quote.

Commercial insurance quote checklist:

• Current policy declaration pages
• Annual gross revenues/receipts
• Number of employees and annual payroll
• FEIN or SSN#