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Home Insurance - Valuable Personal Property
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Specifically listed personal property coverage allows increased protection for items such as the following:
- Jewelry
- Furs
- Cameras, Video Equipment, Computers, etc.
- Firearms
- Sporting Equipment such as Golf Equipment or Fishing Equipment
- Hunting or Archery Equipment
- Silverware, Goldware, Crystal, or China
- Musical Instruments
- Collector Items
- Fine Art
- Lawn & Garden Equipment
Standard home, farm or renters policies often include limitations for such items. Scheduled Personal Property Coverage expands the causes of loss for which the item is protected while also allowing you to choose a deductible different from that on your overall personal contents coverage. You may choose a plan with or without a deductible.
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